fraud prevention, debt collection, debt collector, Reduce Bad Debt

Switch on your cash flow with Ko-bolt

Debt Recovery made simple and affordable in partnership with Fincred IS

No Collection, No Commission

Our service is always offered on a 'no collection, no commission' basis


Our innovative and personable debt resolution service has a success rate of 82%*


Available in 147 Countries through a network of local agents


We pride ourselves on providing the best possible service to you and your buyer


Unique email tracking software is used to increase response rates and collection success

Fin Cred, Reduce Bad Debt

Fincred IS customers receive a 20% discount on our rates of commission.

UK Debt Resolution
No Collection, No Commission*
  • Standard price - 10%
  • Fast turnaround
  • Focused on client retention
International Debt Resolution
No Collection, No Commission*
  • Standard price - 15%
  • Local agent fees may vary
  • Available in 147 Countries

*Subject to terms and conditions

Ko-bolt specialises in getting suppliers paid quickly whilst preserving relationships with their customer, the buyer. The process is firm, but fair. We aim to immediately open up a dialogue with the buyer across a variety of media to give them the tools they need to talk to us. We then work with the buyer to expedite payment by offering expert advice and support on improving their cash flow so that they can pay quickly and the buyer-supplier relationship can be maintained. We like to think of it as debt resolution.

What is the true cost of bad debt to your business?

The average profit margin in the UK is 10% according to the office for national statistics. This means that a loss of £10,000 would result in you having to do £100,000 in additional turnover in order to offset the loss. For the average SME, this figure is simply unattainable.

Using the sliders in our bad debt calculator, you can see how much additional turnover is required to offset your bad debt.

Ko-bolt’s debt resolution service can help you to avoid bad debt while maintaining the buyer-supplier relationship. Get in touch with the team today to find out more.

3 simple steps to getting paid

Step 1

Register for your free account

Registering with Ko-bolt is free of charge, there are no joining fees, annual fees or debt placement fees, so you only pay when we collect. What’s more, as per the Late Payment of Commercial Debts Regulations 2013, collection costs and interest are payable by your buyer. We add our costs to the account and when we collect them, there’s no cost to you. Any interest we recover is 100% yours. 

Step 2

Place your debt

Once you’ve registered, you can start working with Ko-bolt right away. You’ll need to provide us with copies of invoices and/or an up to date statement of account. You can drag and drop these documents into Ko-bolt’s online debt placement tool. 

We’ll only contact you if we need additional information or we’re unable to help (e.g. if we identify that the buyer is already insolvent at placement).

Step 3

Get Paid!

Provided we have everything we need, we’ll get to work within 24 hours and we hope to have resolved the debt within 21 days. Once we’ve collected your money, we want you to make use of it, so we remit cleared funds every other week, which is twice the average for the industry.


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Commercial debt collection, Reduce Bad Debt, fraud prevention, debt collection, debt collector

© Ko-bolt International Ltd – 2020. All rights reserved

Ko-bolt is a trading style of Ko-bolt International Limited, registered in England and Wales – Company Number 12570727

VAT Number – GB 353 9399 57

+44 (0) 203 889 8425